Leisure Finance
Finance Your Next Adventure.
1800 678 880Mon–Fri 8am–6pm AESTBoats, caravans, motorhomes, motorbikes, whatever your next adventure looks like, we can help you fund it with competitive rates and fast approvals.
- Compare 30+ lenders without touching your credit file
- Soft enquiry only — no credit checks until the right option is on the table
- Decisions in as little as 24 hours
What is Leisure Finance and What Can You Fund?
Leisure finance is a personal asset finance product used to purchase recreational vehicles including boats, caravans, motorhomes, jet skis, motorbikes, and other leisure assets, with the asset typically used as security for the loan. Terms typically range from one to seven years with fixed competitive rates. If you are also considering a vehicle for everyday use, compare our car finance or novated lease options. For commercial recreational assets, our truck finance team can also assist with towing vehicles.
On the Water
Boat & Jet Ski Finance
Whether you're after a tinny, a cruiser, a ski boat, or a jet ski, we can help finance your watercraft with competitive rates and flexible terms.
What We Finance
- New & used recreational boats
- Jet skis & personal watercraft
- Fishing & aluminium boats
- Cruisers & cabin boats
- Pontoon boats
- Sailboats & yachts
Key Features
- Terms from 1–7 years
- Competitive fixed rates
- Balloon payment options
- Fast pre-approvals
- New & used eligible
Hit the Road
Caravan & RV Finance
Australia's open road awaits. We can help finance new or used caravans, motorhomes, camper trailers, and recreational vehicles at competitive rates.
What We Finance
- Caravans (new & used)
- Motorhomes & campervans
- Camper trailers & pop-tops
- Fifth wheelers
- Slide-on truck campers
- Converted vans & RVs
Key Features
- Terms from 1–7 years
- Low fixed rates
- Balloon payment options
- Pre-approval before you shop
- Private sale eligible
Two Wheels
Motorbike Finance
From road bikes to off-road adventure machines, we finance motorbikes of all types. Whether it's your commuter or weekend rider, we'll find you a great rate.
What We Finance
- Road bikes & tourers
- Sports & supersports bikes
- Adventure & dual-sport
- Cruisers & customs
- Off-road & dirt bikes
- Scooters & mopeds
Key Features
- Terms from 1–5 years
- New & used eligible
- Private sale considered
- Fast approvals
- Competitive rates
Simple, Fast Process
From enquiry to enjoying your purchase in as little as 24–48 hours.
Tell us what you need
Submit a short online form with your loan amount and basic personal details. Takes under 2 minutes.
We find the best deal
Our brokers compare across 30+ lenders to match you with the most competitive rate for leisure finance.
Get pre-approved
Receive a pre-approval decision, often same-day, so you can shop with confidence.
Enjoy the adventure
Settle the loan, take delivery of your vessel, van, or bike, and get out there.
Frequently Asked Questions
Can I finance a used boat or caravan?
Yes. We can finance new and used leisure assets. Lender criteria around age and condition vary, so speak to our team about your specific asset.
Do I need to own the leisure asset outright to refinance?
No. If you have an existing loan on your boat, caravan, or motorbike, we can explore refinancing options to potentially lower your rate and repayments.
Can I buy from a private seller?
Many of our lenders will consider private sale purchases for leisure assets. This is assessed on a case-by-case basis.
How much can I borrow for leisure finance?
Leisure finance is typically available from $10,000 upwards. The exact amount will depend on the asset, your income, and credit profile.
Is the interest tax deductible on a leisure asset?
Generally, no. Leisure assets financed for personal use do not attract the same tax deductions as business assets. However, if the asset is used for income-producing purposes (e.g., charter vessel), different rules may apply. Speak to your accountant.
Ready to Hit the Water, Road or Track?
Our leisure finance specialists compare rates across 30+ lenders to get you the best deal. No obligation, no impact on your credit score at enquiry stage.
- Same-day pre-approvals available
- New & used assets eligible
- Private sale purchases considered
- No early repayment penalties on select loans