Business Car Finance.Fast.
New and used cars, financed in your business name.
$20K+
Finance from
1–7 years
Loan terms
New & Used
Vehicle condition
12 hrs
Fastest possible decision
Finance a Car Through Your Business
Most business cars are financed with a chattel mortgage, so the business owns the car from day one. Need a ute or van instead? See ute & van finance. Buying privately? See car finance.
New Business Cars
Finance a new car in the business name from any dealer, with repayments structured around your cash flow.
Advantages
- Any make or model
- Dealer invoice accepted
- Balloon options available
- Terms from 1 to 7 years
Used Business Cars
Quality used cars from dealers or private sellers, financed through lenders who assess on the merits.
Advantages
- Dealer and private sale
- Fixed repayments
- Low-doc options available
- Options explained before you decide
Chattel Mortgage
The most common way to finance a business car. The business owns the car from day one.
Advantages
- Ownership from day one
- GST may be claimable upfront
- Interest and depreciation may be deductible
- Talk to your accountant about tax
Self-Employed & Sole Traders
Limited paperwork or a newer ABN? Some lenders on our panel specialise in self-employed borrowers.
Advantages
- Low-doc options
- Sole traders welcome
- Newer ABNs considered
- Dedicated specialist
Common Questions
Can I buy a car through my business?
Yes. Most businesses with an active ABN can finance a car in the business name, including sole traders, companies and trusts. A chattel mortgage is the most common structure.
What are the tax benefits of a business car?
Depending on your circumstances, a business may be able to claim GST on the purchase price and deduct interest and depreciation for business use. Tax treatment depends on your situation, so check with your accountant.
Can I finance a used car or a private sale?
Yes. Lenders on our panel finance used cars from dealers and private sellers. The car’s age and condition can affect the options available.
Do I need full financials?
Not always. Low-doc options are available for many self-employed borrowers. Depending on the lender, bank statements, an ABN and a declaration may be enough.