Ute & Van Finance.Fast.
New and used utes, vans and light commercials for your business.
$20K+
Finance from
1–7 years
Loan terms
New & Used
Vehicle condition
12 hrs
Fastest possible decision
Finance for the Vehicles Your Business Runs On
Utes and vans are the backbone of trade and service businesses. Most are financed with a chattel mortgage, so the business owns the vehicle from day one. Buying something heavier? See truck finance or business car finance for passenger vehicles.
Ute Finance
Single cab, dual cab, tray back or canopy. Finance the ute your business runs on, new or used, dealer or private sale.
Advantages
- New and used utes
- Dealer and private sale
- Fit-outs and canopies can be included
- Balloon options available
Van Finance
Delivery vans, tradie vans and people movers, financed with repayments structured around your business cash flow.
Advantages
- Small, medium and large vans
- Shelving and racking can be included
- Fixed repayments
- Terms from 1 to 7 years
Light Trucks & Cab Chassis
Tippers, light rigids and cab chassis under 4.5 tonnes. For heavier vehicles, see our truck finance options.
Advantages
- Tippers and tray bodies
- Cab chassis builds
- Body builds can be financed
- Low-doc options available
Multiple Vehicles
Adding several utes or vans to the business? We can look at financing them together.
Advantages
- One enquiry for several vehicles
- Suitable for growing trade businesses
- Options explained before you decide
- Dedicated specialist
Common Questions
Can I finance a ute or van through my business?
Yes. Most businesses with an active ABN can finance a ute or van in the business name. A chattel mortgage is the most common structure, and lenders typically look for some trading history, though options exist for newer businesses.
Can I finance a used ute or a private sale?
Yes. Lenders on our panel finance used utes and vans from dealers and private sellers. The vehicle’s age and condition can affect the options available.
Can the fit-out be included in the finance?
Often, yes. Canopies, trays, shelving, racking and other fit-outs can usually be included when they are on the purchase invoice. Talk to us about what you are buying and we will explain the options.
What if I’m self-employed with limited paperwork?
Low-doc options are available for many self-employed borrowers. Depending on the lender, bank statements, an ABN and a declaration may be enough.