Free tools
Finance Calculators & Tools
Estimate indicative repayments across business, vehicle, and leisure finance, or work backwards from a repayment to the implied interest rate. All figures are estimates only — enter your own numbers to get a feel for the cost.
Business Loan Calculator
Estimate repayments on an unsecured or secured business loan.
Open calculatorTruck Finance Calculator
Estimate truck and commercial vehicle repayments with a balloon option.
Open calculatorChattel Mortgage Calculator
Estimate chattel mortgage repayments for a business asset.
Open calculatorHire Purchase Calculator
Estimate commercial hire purchase repayments with a balloon option.
Open calculatorCaravan Loan Calculator
Estimate caravan and camper trailer loan repayments.
Open calculatorMotorbike Finance Calculator
Estimate motorbike finance repayments with a balloon option.
Open calculatorBoat Loan Calculator
Estimate boat and marine loan repayments with a balloon option.
Open calculatorInterest Rate Calculator
Reverse-engineer the implied annual rate from a repayment.
Open calculatorCar Finance Calculator
Estimate car and vehicle finance repayments with a balloon option.
Open calculatorNovated Lease Repayment Calculator
Estimate the indicative finance repayment on a novated lease.
Open calculatorCar Loan Balloon Calculator
See how a balloon payment reshapes your car loan repayments.
Open calculatorImportant information
This calculator is provided for general illustrative purposes only and gives an estimate based on the figures you enter. It is not a quote, pre-qualification, offer of finance, or credit assistance, and does not take into account your objectives, financial situation, or needs.
Results are estimates only and do not include fees, charges, government duties, or other costs, which will affect the actual cost of any loan. Interest rates entered are examples only and are not rates offered by Shielded Finance or any lender. Actual rates, repayments, and approval are subject to a lender's assessment of your individual circumstances and credit profile.
Before making any decision, you should consider whether the information is appropriate for you and seek independent financial, tax, or legal advice. Any tax treatment referred to (including GST, depreciation, or FBT) depends on your individual circumstances — consult a registered tax adviser.
Shielded Finance (ACR 577342) is an authorised credit representative of Fintelligence Pty Ltd, Australian Credit Licence 511803. Please read our Credit Guide for more information.